Terms of Service

1. Acceptance of Terms

By accessing or using the Assay AI website ("Website") or our financial advisory and accounting services ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Website or Services. These Terms constitute a legally binding agreement between you and Assay AI.

2. Description of Services

Assay AI provides CPA-led financial advisory and accounting services, including but not limited to:

• Bookkeeping services
• Operational accounting and financial reporting
• Fractional Controller and Fractional CFO services
• AI-enhanced financial analysis and advisory
• Related financial consulting services

All services are provided by qualified professionals, including Certified Public Accountants (CPAs), in accordance with applicable professional standards and regulations.

3. Use of Website

3.1 Permitted Use

You may use our Website for lawful purposes only. You agree not to:

• Use the Website in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to any portion of the Website
• Interfere with or disrupt the Website or servers connected to the Website
• Use automated systems (bots, scrapers) to access the Website without permission
• Transmit any viruses, malware, or harmful code
• Submit false, misleading, or fraudulent information

3.2 Rate Limiting

We implement rate limiting to protect our systems and ensure fair access. Excessive requests may result in temporary or permanent restrictions on your access to the Website.

4. Service Agreements

When you engage Assay AI for professional services, a separate written agreement will govern the specific terms, scope, fees, and deliverables for those services. These Terms apply to your use of the Website and general interactions with Assay AI, but do not replace or supersede any specific service agreements.

5. Intellectual Property

All content on the Website, including text, graphics, logos, images, and software, is the property of Assay AI or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Website without our express written permission.

6. User Content and Submissions

When you submit information through our contact forms, job applications, or other means, you represent and warrant that:

• The information is accurate and truthful
• You have the right to provide such information
• The information does not violate any third-party rights
• The information is not confidential or proprietary to others

You grant Assay AI a non-exclusive, royalty-free license to use, process, and store the information you submit for the purposes of providing our Services and responding to your inquiries.

7. Professional Standards and Limitations

Assay AI operates as a professional services firm subject to applicable accounting, financial, and professional regulations. Our Services are provided in accordance with:

• Professional accounting standards and ethics rules
• Applicable state and federal regulations
• Industry best practices

While we strive to provide accurate and reliable services, financial and accounting advice is based on information provided by clients and current regulations. We cannot guarantee specific outcomes or results.

8. Confidentiality

As a professional services firm, we maintain strict confidentiality regarding client information and business matters. We will not disclose confidential information except as required by law, professional standards, or with your explicit consent. For more details, please review our Privacy Policy.

9. Disclaimers

9.1 Website Content

The information on this Website is provided "as is" for general informational purposes only. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information.

9.2 No Professional Relationship

Use of this Website or contacting us through the Website does not create a professional-client relationship. A professional relationship is established only through a written service agreement.

9.3 Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of information on external sites.

10. Limitation of Liability

To the maximum extent permitted by law, Assay AI, its officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the Website or Services
• Any errors or omissions in the Website content
• Unauthorized access to or use of our servers or data
• Any interruption or cessation of transmission to or from the Website

Our total liability for any claims arising from or related to the Website or these Terms shall not exceed the amount you paid to us in the twelve (12) months preceding the claim, or $100, whichever is greater.

11. Indemnification

You agree to indemnify, defend, and hold harmless Assay AI, its officers, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or expenses (including attorney's fees) arising from:

• Your use of the Website or Services
• Your violation of these Terms
• Your violation of any third-party rights
• Any information you submit through the Website

12. Termination

We reserve the right to terminate or suspend your access to the Website at any time, with or without cause or notice, for any reason, including if you breach these Terms. Upon termination, your right to use the Website will immediately cease.

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Assay AI operates, without regard to conflict of law principles. Any disputes arising from or related to these Terms or the Website shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of the Website after such changes constitutes your acceptance of the modified Terms.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Assay AI regarding your use of the Website and supersede all prior agreements and understandings.

17. Contact Information

If you have questions about these Terms, please contact us: