Monthly Close Checklist for Growing Teams

Monthly Close Checklist for Growing Teams

OperationsMonthly Close
3 min readAssay AI

A clean monthly close is the foundation of financial clarity. When your books close on time and accurately, everything else becomes easier: reporting, planning, and decision-making.

But for growing teams, the monthly close can feel chaotic. Here's a framework that scales with you.

Week 1: Preparation (Days 1-7)

Start each month by preparing for the close.

Reconcile bank accounts: Ensure all transactions through month-end are recorded. Match your bank statements to your accounting system.

Review outstanding items: Check for pending invoices, bills, or payroll that need to be accrued.

Confirm cut-off dates: Establish clear rules for when transactions belong to the current month vs. next month. Document exceptions.

Set the timeline: Communicate the close schedule to your team, including who's responsible for what and when.

Week 2: Data Collection (Days 8-14)

Gather all the pieces you'll need.

Collect all invoices: Ensure vendor bills are received and coded. Set up a process for late-arriving invoices.

Confirm revenue: Review all customer invoices issued. Verify revenue recognition matches your policies.

Record payroll: Process payroll and record all payroll-related expenses (benefits, taxes, etc.).

Document exceptions: Track any unusual transactions or one-time items that need explanation.

Week 3: Reconciliation (Days 15-21)

Reconcile every account balance sheet account.

Bank reconciliations: Complete reconciliations for all bank accounts. Investigate and clear any discrepancies.

Credit card reconciliations: Match credit card statements to transactions. Ensure all business expenses are properly categorized.

Accounts receivable: Review aging reports. Confirm all customer payments are applied correctly.

Accounts payable: Review vendor balances. Ensure all bills are recorded and payments are applied.

Fixed assets: Update depreciation schedules. Record any new assets or disposals.

Week 4: Review and Close (Days 22-Month End)

Finalize everything before closing.

Review financial statements: Print or review your P&L and balance sheet. Look for unusual items or unexpected variances.

Accrual adjustments: Record any necessary accruals (unbilled revenue, unpaid expenses, prepaid expenses).

Review journal entries: Ensure all manual journal entries are documented and approved.

Final reconciliations: Confirm all reconciliations are complete and signed off.

Close the month: Lock the period in your accounting system. Document any post-close adjustments needed.

Best Practices

Standardize your process: Create a checklist template and use it every month. Consistency reduces errors.

Automate what you can: Set up bank feeds, recurring journal entries, and automated reconciliations where possible.

Document exceptions: Keep a log of unusual transactions or one-off adjustments. This helps during audits and reviews.

Review with stakeholders: Share preliminary results with key stakeholders before final close. Catch issues early.

Learn and improve: After each close, do a brief retrospective. What went well? What could be better?

When You're Ready to Scale

As your business grows, your close process will evolve:

Delegation: Assign specific tasks to team members. Use a shared checklist so everyone knows their responsibilities.

Tighter timelines: Aim to close within 5-7 business days. This requires discipline and good processes.

More automation: Invest in tools that reduce manual work. Your time is better spent on analysis than data entry.

Better reporting: Use your closed books to generate insights. Monthly close isn't just about accuracy—it's about clarity.

The Bottom Line

A clean monthly close isn't about perfection. It's about consistency, documentation, and continuous improvement. Use this checklist as your starting point, then adapt it to fit your business.

Want clarity like this in your own business?

Let's discuss how Assay AI can help you achieve financial clarity and operational excellence.